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Working Capital & Liquidity Tools
Unlock Cash. Fund Growth.
Keep Control.
Grow without waiting. Trade without limits
Even profitable businesses face liquidity gaps. Whether you're waiting on client payments, delivering capital-intensive projects, or navigating long contract cycles, access to working capital is critical.
At Credit Glorious, we offer a suite of advanced financial tools that help businesses free up trapped capital, smooth out cash flow, and seize new opportunities without giving up equity or taking on unnecessary debt.
These solutions are ideal for exporters, manufacturers, suppliers, and contractors managing international deals or long operational cycles.
Invoice Financing
Turn receivables into working capital.
Don't wait 30, 60, or 90 days to get paid. Invoice financing allows you to access up to 90% of your outstanding invoices immediately—giving you fast liquidity without adding debt.
Best for:
Exporters and B2B service providers
Companies scaling while waiting for payments
Managing cash flow during high growth periods
Key Benefits
Cash in days, not months
No dilution, no long-term borrowing
Retain control of client relationships
Structured Trade Instruments
Custom liquidity for complex contracts.
When traditional invoice financing isn’t enough—or your deal spans multiple currencies, jurisdictions, or counterparties—our structured trade solutions step in. These include receivables structuring, supply chain finance, and forfaiting tailored to large or multi-stage projects.
Best for:
Large exporters and contract-based suppliers
Multi-party or international trade flows
Custom Solutions
​Businesses needing customised finance layers
Key Benefits
Structure around contracts and delivery stages
Support liquidity planning across the entire supply chain
Align financing with actual revenue and production cycles
Advance Payment Guarantees
Secure upfront funding without harming trust.
If your client is paying you before delivery, they’ll likely ask for a financial guarantee. An Advance Payment Bond from Credit Glorious reassures them their funds are protected—so you can access the cash to start the work.
Best for:
Manufacturers or contractors with production/mobilisation costs
Projects requiring capital before delivery
Cross-border contracts with milestone-based prepayment
Key Benefits
​Unlock capital to start work
Strengthen trust with your buyer
Avoid credit-based working capital facilities
Retention bonds
Get paid sooner. Free up withheld funds.
In many contracts, clients hold back 5–10% of the contract value as security—even after project handover. A Retention Bond replaces that holdback with a formal guarantee, giving your client peace of mind—and giving you back your cash.
Best for:
Contractors or suppliers completing formal project scopes
Contracts under FIDIC, JCT, NEC, or equivalent frameworks
Exporters or service providers under retention clauses
Withheld funds
Key Benefits
Recover capital without delay
Improve cash flow at project closeout
Strengthen end-of-contract flexibility