top of page
Letter of Credit (LC)
​Secure Cross-Border Payments. Strengthen Buyer-Seller Trust.
A Letter of Credit (LC) is the gold standard for reducing payment risk in international trade. It guarantees that a seller will receive payment—on time and in full—once they meet specific, pre-agreed conditions.
At Credit Glorious, we issue irrevocable, ICC-compliant LCs backed by an A+ Basel rating and $200M+ in capital. Our solutions help ambitious SMEs secure international contracts, protect working capital, and build trust with new partners—without relying on traditional banks.
What Is a Letter of Credit?
A Letter of Credit is a binding financial instrument issued on behalf of a buyer. It assures the seller that payment will be made, but only after all contractual and documentary conditions are satisfied. It protects both sides from fraud, delivery failure, or delayed payment.
This instrument is core to international trade—particularly where relationships are new, values are high, or jurisdictions differ.
Who Typically Uses Letters of Credit?
Manufacturers
Purchasing raw materials or industrial equipment
Contractors
Needing to demonstrate secure financial terms in project bids
Trade Consultants
CFOs managing cross-border payment risk
Exporters
Required to guarantee payment in tenders or procurement deals
Importers & Distributers
Dealing with overseas suppliers
Slight LC
Payment is made immediately upon correct documentation.
Deferred Payment LC
Payment occurs at a later date, under pre-agreed terms—ideal for longer production timelines.
Confirmed LC
Backed by a second, confirming institution—provides maximum security for sellers in risk-sensitive regions.
Revolving LC
Set up once and used repeatedly for ongoing trade cycles.
Is a Letter of Credit Right for You?
This instrument may be a fit if you:
This instrument is not a fit if you:
Need to assure international suppliers or buyers of payment security
Are early-stage with no formal agreements or commercial track record
Trade in unfamiliar markets or with new partners
Need personal credit, retail loans, or equity-style funding
Want to avoid prepayment, fraud, or performance risk
Are trading in low-value, domestic-only deals
Are bidding for contracts with LC conditions
bottom of page